OMG! It’s been a while now that I am having back pains and neck pains.  I don’t know if this is caused by stress + gazillions of work load. But I’m used to doing so much stuff! So is this  what aging means?  Can’t ignore the pain anymore, specially Read full story »

Sad to say I haven’t insured myself.  I have thought about getting one before, but asked myself do I really need one?  Now having a family makes me reconsider.  You see being a mother made me realize that I need to think of the future, not for me but for my kids.   Picking the right policy is kinda vague for me. I came accross some sites that offers insurance and ask some question via their on-line chat.  Studying these term life insurance rates is a bit tricky but having the right advise and really understand the value of it will help me decide and choose the right policy for me and my family.

I have declined a number of agents that have come up to me to offer tons of insurance plans. I said to myself, I have a lot more things to think about than to pay some insurance scheme, which at that time I felt is not that important.  But now, seeing the value of having a health insurance for my family, I have asked for insurance quotes on-line and from an agent friend.  They have affordable payment schemes to offer and now I am just a signature away from getting one. It will be a whole lot easier knowing that if ever one member of the family gets sick, I will always have my insurance to cover it.

Accidents happen when you least expect it. Sometimes it means “C-A-S-H”. If you are in a tight budget and do not have money to spare, it is a big dilemma. Most accidents happen outside our home, and no one is prepared when it happens. Car accident is one of the most common. If you get into an accident like this, Read full story »